DEPOSIT ACCOUNTS
(FULL ACCOUNT DISCLOSURES ARE AVAILABLE UPON REQUEST)
SHARE SAVINGS ACCOUNTS
In order to be a member, you must have a Membership Share Savings Account. You may also have secondary share accounts under your base account number for your own special savings needs. Dividends are paid monthly.
SHARE DRAFT CHECKING ACCOUNTS
Our share draft checking accounts are provided to you with no periodic or per item service fees and there is no minimum balance requirement. There is an required $100.00 initial deposit to open the share draft checking account. The only expense to you is your check printing fees, unless you would overdraw or need a special service, such as a stop payment, ect. An ATM/DEBIT card is available with Overdraft Line of Credit Pretection. No dividends are paid on these accounts.
SHARE CERTIFICATE ACCOUNTS
These accounts are established for a specific term at a specific rate. There is a $500.00 minimum deposit. Dividends are paid at maturity or deposited to you share account at maturity.
YOUTH SHARE ACCOUNTS
Our Youth savings program was designed to encourage responsible financial habits to youth education, hands on experience, and the support and backing of the parants. We offer our youth a jump on savings with a special minimum balance requirement of $10.00 instead of the regular $35.00.
OTHER DEPOSIT SERVICES
DIRECT DEPOSIT
AUTOMATED CLEARING HOUSE (ACH)
PAYROLL DEDUCTIONS
WIRE TRANSFERS
TELEPHONE TRANSFERS
SHARES FEDERALLY INSURED BY NCUA UP TO $250,000 (through 12/31/2013)
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